If you spend any time driving for leisure or business, you run the risk of finding yourself in a car accident. Whether the collision involves another driver or not, there are several steps you should take to ensure the best possible outcome for you, regardless of who was at fault. As a responsible driver, you don’t drive without having adequate insurance. Here are some other things to know about being in an accident.
Regardless of how the accident occurred, the first thing you do is check for injuries for all persons involved. Call 9-1-1 if anyone is hurt, even for injuries that seem minor. If possible, everyone should move away from traffic to a safe area before exchanging information. For example, if an accident occurs on a freeway, try to get out of the main lanes to a wide shoulder or traffic gore. The last thing you want to do is experience additional injuries in the aftermath of the collision.
Before you consult a personal injury lawyer service Houston TX, it’s critical that you exchange information with other parties, if applicable. This is more than just names and phone numbers. Take pictures of the other driver’s insurance information. You also need to take photos of damages to the vehicle(s) and other impacted objects. If there are other witnesses, try to get their information. Notify the police to have the accident officially documented. This might result in a ticket, but it’ll be worth having an official record.
Filing a Claim
You’ll need to make a decision about filing a claim. If you need insurance to cover medical expenses and repairs, you’ll have to file a claim to start the process. Even if you’re at fault, you should probably notify your insurance. You might be tempted to try to pay for what appears to be minor damage out of pocket, but that minor damage may be more serious. Also, there might be injuries that are not apparent until all parties have been checked out by a medical professional. Auto insurance is designed to help you mitigate all possible risks when it comes to driving. You pay for it. You should use it.
If you’re ever in an auto accident, you may be shocked if not overwhelmed by the suddenness, the damage and any injuries. It’s good to know what to do ahead of time. Having a plan helps you avoid making a mistake that puts you at a disadvantage.